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Education Center

Don’t Fall for These Holiday Scams

| Posted in Security & Fraud Awareness

The holiday season brings more shopping and more packages. Along with those two things – more fraud. Each year, seasonal scam attempts increase and become more common. By being proactive and alert, you can help keep your information and accounts safe.

Here’s What to Watch Out For:

1. Messages About Orders or Deliveries: 

Scammers send texts or emails that look like updates on a recent order or package delivery. The goal is to have you click on a link so they can steal personal or financial information.

Tip: Go directly to the merchant or delivery website instead of using the link that was listed in the message sent to you. Never click on unprompted links or attachments.

2. Calls Pretending To Be From Your Bank:

Fraudsters might call and claim to be from your financial institution. These fraudsters may say there is “suspicious activity” on your account and pressure you to provide your login credentials and card or bank account numbers.

Tip: Financial institutions will not ask for your login credentials, account numbers or card information. If the call feels demanding, hang up. Call your financial institution directly with the number you are familiar with.

3. Unexpected Payment or Refund Requests:

This time of year, is a popular time for scammers to impersonate charities, online merchants, or even family members or friends. They often ask for an instant payment through gift cards, wires, cash transferring apps or other unusual methods.

Tip: Take a minute to pause and think before sending anyone money. Confirm payment requests by using trusted contact information.

4. Watch for Fake Holiday Deals:

Scammers often create ads or websites offering “too-good-to-be-true” holiday discounts. These sites can steal your payment info or deliver counterfeit products — or nothing at all.

Tip: Only shop on trusted websites. Look for https://, read reviews, and avoid deals that seem unusually low or urgent.

Stay safe this season by staying alert. Scammers rely on distraction and urgency, especially during the busy holiday months. By knowing the signs and taking a moment to think before you act, you can protect your personal information, your accounts, and your peace of mind.

*The content provided in this blog is for informational purposes only. Nothing stated is to be construed as financial or legal advice. Some products not offered by JVB. JVB does not endorse any third parties, including, but not limited to, referenced individuals, companies, organizations, products, blogs, or websites. JVB does not warrant any advice provided by third parties. JVB does not guarantee the accuracy or completeness of the information provided by third parties. JVB recommends that you seek the advice of a qualified financial, tax, legal, or other professional if you have questions.*

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