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Installment and auto loans.

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Home loans and home equity loans and lines of credit.

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Home Mortgage

Fixed-rate, adjustable (ARM),
construction, jumbo, FHA, VA, and refinancing options.

Home Equity Loan

A fixed interest rate and monthly payment make this a simple and budget-friendly way to make home improvements or pay for big expenses.

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Competitive rates and terms up to 30 months, fast decisions, and fast funding.

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Home Equity

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Tap Into Your Home’s Value

Use your home’s equity for things you need with a Home Equity Loan or a Home Equity Line of Credit. Get the money you need to pay for things like home repairs or upgrades, college or other life expenses, or pay off high-interest debt like credit cards.

Take comfort in predictable payments with a Home Equity Loan or only pay interest on what you borrow with a home Equity Line of Credit. The home lending experts at JVB can answer all of your questions and help you decide which solution works best for your unique situation.

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Home Equity Loan

Reduce Your Payment or Get Cash Out

Put the equity in your home to use and give yourself peace of mind with a fixed interest rate and monthly payment.

A Home Equity Loan allows you to use the equity in your home to make major purchases or finance home improvements. Interest paid on Home Equity Installment Loans may also be tax deductible.*

With a fixed interest rate and monthly payment, a home equity installment loan from JVB is a simple and budget-friendly way to make home improvements or pay for big expenses. We make the home equity loan process as easy as it can be.

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Low Interest Rates

Home equity loans usually come with lower interest rates than personal loans because they are a secured loan.

Predictable Monthly Payments

Make budgeting easier with fixed interest rates, resulting in stable monthly payments.

Greater Borrowing Potential

By accessing your home’s equity, you can potentially borrow much more than with a personal loan, making a Home Equity Loan a great choice for financing large expenses.

Current Rates for Home Equity Installment Loans

The following rates are available 12/10/2025. Rates are subject to change daily. Additional rates and terms may apply.
Minimum loan amount of $10,000.

6-60 Months

Rate: 5.74%
APR: 5.74%

61-120 Months

Rate: 6.24%
APR: 6.24%

121-144 Months

Rate: 6.75%
APR: 6.75%

145-180 Months

Rate: 6.85%
APR: 6.85%

Apply for a Home Equity Loan See Additional Rate Info

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Home Equity Line of Credit (HELOC)

Prepare for Both Planned and Unexpected Expenses with Convenience and Flexibility

Put your most valuable asset to work for you with a JVB Premier Home Equity Line of Credit (HELOC). The Premier HELOC gives you flexibility and convenience. Additionally, interest paid on a Home Equity Line of Credit may be tax deductible.* 

Convenience

Have readily available cash for immediate and future needs, such as major purchases, college tuition, emergencies or home improvements.

Flexible Payments

The open-ended nature of a HELOC provides flexibility. Pay it back as you go or make the minimum payments you can afford.

Greater Borrowing Potential

With lower interest rates and potentially larger amounts than a personal loan, and HELOC is more useful for financing bigger costs, especially unexpected ones.

Current Rates for Home Equity Line of Credit

The following rates are available 12/10/2025. Rates are subject to change daily. Additional rates and terms may apply.
Minimum loan amount of $10,000.

Premier

Rate: 6.75%
APR: 6.75%

Get Started With an HELOC See Additional Rate Info

Explore More Products

Mortgages Home Affordability Calculator Personal Loans

Home Equity FAQs

What is the home equity loan process like?

The process is designed to be straightforward and guided:

  1. Submit your application online or in person
  2. Work with a local lender to review your options
  3. Provide any required documentation
  4. Receive a decision and move toward closing

We’ll keep you informed at each step and are always available to answer questions along the way.

What do I need to apply for a home equity loan?

You’ll typically need:

  • Proof of income (such as pay stubs or tax returns)
  • Information about your assets and debts
  • Identification and contact information

Your lender will let you know exactly what’s needed based on your situation.

What is a home equity loan and how does it work?

A home equity loan allows you to borrow against the value you’ve built in your home.

You receive funds in a lump sum and repay the loan over time with a fixed interest rate. These loans are often used for home improvements, debt consolidation, or other major expenses.

What’s the difference between a mortgage and a home equity loan?

A mortgage is used to purchase or refinance a home, while a home equity loan allows you to borrow against the value of a home you already own.

Both options can be valuable depending on your financial goals, and our team can help you determine which is right for you.

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