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What type of rates
are you looking for?

Deposit Rates

Interest checking, savings, CDs, IRAs, Money Market, HSAs.

Loan Rates

Installment and auto loans.

Mortgage Rates

Home loans and home equity loans and lines of credit.

What type of loan 
would you like to 
apply for?

Home Mortgage

Fixed-rate, adjustable (ARM),
construction, jumbo, FHA, VA, and refinancing options.

Home Equity Loan

A fixed interest rate and monthly payment make this a simple and budget-friendly way to make home improvements or pay for big expenses.

Auto Loan

Cars, trucks, SUVs, motorcycles,
boats, RVs and more.

Personal Loan

Competitive rates and terms up to 30 months, fast decisions, and fast funding.

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Personal Loans

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A Trusted Local Lender for Over a Century

We are proud to serve our local communities as a financial partner to help you get where you want to go. Whether your expenses are planned or not, or your goals are short-term or long, we’ll work hard to support your financial momentum.

The friendly and knowledgeable staff at all of our community offices are available to collaborate with you on the right personal loan solution for your situation. Find out how we’re still getting it right more than 100 years after first opening our doors.

Jump to:  Auto LoansStudent Loans

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Auto Loans

We Make It Easy

Whether you’re looking to purchase a new or pre-owned vehicle, avoid the hassles and potential upsell of dealer financing. We also make it easier to purchase from private sellers so you can get the best possible price.

Simply put, we’ll help you get the vehicle you need with a loan you can afford with our low fixed rates, quick decisions, and fast funding.

We can help you with:

  • Car loan refinancing – lower your monthly payment
  • Buy from a private seller – friend, family, or otherwise, we can help
  • Specialty vehicles – RVs, boats, motorcycles, and more

Auto Loan Rates Apply Online

Student Loans

With Pennsylvania Students in Mind

We are proud to partner with the Pennsylvania Higher Education Assistance Agency (PHEAA) to help students in the Central Pennsylvania area achieve their full potential. Through the PA Forward Student Loan Program, PHEAA offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient.

The PA Forward Student Loan Program benefits:

  • No application or origination fees
  • Low fixed interest rates
  • Multiple repayment options
  • Potential interest rate rewards
  • No prepayment penalty
  • For undergrad, grad, and parent loans, you can even borrow up to 100% of the certified cost of attendance (tuition, fees, room, board, books, etc.).

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Apply Online:

Undergrad Loan Graduate Loan Parent Loan Refinance Loan

Additional Information & Resources

Eligibility for Undergrad, Graduate, or Parent Loans

The PA Forward Student Loan Program is designed specifically for students or parents/guardians of students who are enrolled or who plan to be enrolled in a degree, certificate, or diploma granting program. For Parent loans, the student must be enrolled half-time. These loans are meant for:

  • PA residents attending an approved school in or out of PA
  • Students from an approved state (DE, MD, NJ, NY, OH, VA, and WV) attending an approved PA school
  • U.S. citizens or eligible non-citizens of the U.S.
  • Borrowers and/or co-signers who meet the minimum credit requirements
Eligibility for Refinance Loans

The PA Forward Refinance Loan is a loan designed specifically for those who are in repayment and want assistance with managing their student debt. This loan is meant for:

  • Any PA resident or resident of an approved state (DE, MD, NJ, NY, OH, VA, and WV) who is the borrower for the student loans
  • Borrowers who are currently in repayment
  • U.S. citizens or eligible non-citizens of the U.S.
  • Borrowers and/or co-signers who meet the minimum credit requirements
Co-Signer Requirements

The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on your law of your state of residence or you do not meet the minimum credit requirements. However, you may benefit from a creditworthy co-signer. Having a co-signer may increase your chances that the loan will be approved and may also help you to qualify for a better interest rate.

For specific loan program questions, please call 1-844-PAFORWD.

Personal Lending FAQs

Can I pay extra on my loan? Yes!

This can be accomplished in Online Banking by using the option to “Pay to Principal.” This can also be done at any office of JVB.

What is the minimum I can borrow?

The minimum loan amount is $2,000.00.

When will my car title be sent when I pay off my loan?

One week after the payoff payment is processed we send the release to PENNDOT to send the title directly to you, the process usually takes up to three weeks from payoff.

Will my loan be sold to another bank?

No, JVB will originate and service your loan.

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