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Deposit Rates

Interest checking, savings, CDs, IRAs, Money Market, HSAs.

Loan Rates

Installment and auto loans.

Mortgage Rates

Home loans and home equity loans and lines of credit.

What type of loan 
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apply for?

Home Mortgage

Fixed-rate, adjustable (ARM),
construction, jumbo, FHA, VA, and refinancing options.

Home Equity Loan

A fixed interest rate and monthly payment make this a simple and budget-friendly way to make home improvements or pay for big expenses.

Auto Loan

Cars, trucks, SUVs, motorcycles,
boats, RVs and more.

Personal Loan

Competitive rates and terms up to 30 months, fast decisions, and fast funding.

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A Trusted Local Lender for Over a Century

We are proud to serve our local communities as a financial partner to help you get where you want to go. Whether your expenses are planned or not, or your goals are short-term or long, we’ll work hard to support your financial momentum.

The friendly and knowledgeable staff at all of our community offices are available to collaborate with you on the right personal loan solution for your situation. Find out how we’re still getting it right more than 100 years after first opening our doors.

Jump to:  Auto LoansStudent Loans

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Auto Loans

We Make It Easy

Whether you’re looking to purchase a new or pre-owned vehicle, avoid the hassles and potential upsell of dealer financing. We also make it easier to purchase from private sellers so you can get the best possible price.

Simply put, we’ll help you get the vehicle you need with a loan you can afford with our low fixed rates, quick decisions, and fast funding.

We can help you with:

  • Car loan refinancing – lower your monthly payment
  • Buy from a private seller – friend, family, or otherwise, we can help
  • Specialty vehicles – RVs, boats, motorcycles, and more

Auto Loan Rates Apply Online

PA Forward Student Loans

With Pennsylvania Students in Mind

We are proud to partner with the Pennsylvania Higher Education Assistance Agency (PHEAA) to help students in the Central Pennsylvania area achieve their full potential. Through the PA Forward Student Loan Program, PHEAA offers private student loan options to enable Pennsylvania students to pursue their higher education dreams and to make managing their loans easier and more convenient.

Benefits that Matter:

  • No application or origination fees
  • Low fixed interest rates
  • Multiple repayment options
  • Potential interest rate rewards
  • No prepayment penalty

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Loan Types

Undergraduate Loan

For students in a degree, certificate or diploma-granting program.

Learn more or apply online!

Graduate Loan

For students seeking an advanced degree such as a masters, law, MBA, Ph.D., or others.

Learn more or apply online!

Medical Loan

For students seeking a medical, dental, osteopathic, podiatry, or veterinary degree.

Learn more or apply online!

Health Professional Loan

For students seeking a doctor of chiropractic, doctor of optometry, nurse practitioner, occupational therapy, pharmacy, physical therapy, speech-language pathology, or other graduate health professional degree.

Learn more or apply online!

Parent Loan

For parents or guardians of dependent undergraduate students enrolled at least half-time in a degree, certificate, or diploma-granting program.

Learn more or apply online!

Refinance Loan

For those currently in repayment who want assistance with managing their student debt. Get payment estimates too!

Learn more or apply online!

Additional Information & Resources

Co-Signer Requirements

The PA Forward Student Loan Program does not require you to have a co-signer unless you have not met the age of majority based on the law of your state of residence or you do not meet the minimum credit requirements; however, you may benefit from a creditworthy co-signer. Having a co-signer may increase your chances that the loan will be approved and, perhaps, may get you a better interest rate.

Loan Eligibility
  • PA Forward was designed for PA residents attending an approved school in or out of state, and residents of approved states¹ attending a PA school regardless of enrollment status, including those enrolled less than half-time.²
  • All borrowers must be citizens or permanent residents of the United States.
  • For parent loans, the dependent undergraduate student must be enrolled at least half-time in a degree, certificate, or diploma-granting program. Parents or guardians must meet the minimum credit qualifications.
  • To be eligible for a refinance loan, borrowers must currently be in repayment.

 

For specific loan program questions, please call 1-844-PAFORWD.

Personal Lending FAQs

Can I pay extra on my loan? Yes!

This can be accomplished in Online Banking by using the option to “Pay to Principal.” This can also be done at any office of JVB.

What is the minimum I can borrow?

The minimum loan amount is $2,000.00.

When will my car title be sent when I pay off my loan?

One week after the payoff payment is processed we send the release to PENNDOT to send the title directly to you, the process usually takes up to three weeks from payoff.

Will my loan be sold to another bank?

No, JVB will originate and service your loan.

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