Checking

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Manage Your Money With Ease, Your Way

With a variety of checking accounts, we offer ways to access and manage your money that work for your lifestyle. There’s something for everyone.

Explore your options, and once you’re ready, making the switch is easy with our hassle-free online account opening.

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Trusted Security

We use advanced security measures to keep your money safe.

FDIC Insured

At JVB, your money is FDIC insured up to the amount allowed by law.

Bank with Confidence

We’ve been serving Central & North Pennsylvania since 1867.

Which Checking Account is Right For You?

From minimal fees to added benefits and identity protection, each comes with features and benefits to fit what matters most to you. Our team is here to help you decide — use the chat to talk to a real human at JVB, contact us via phone or email, or stop by one of our locations.

idLOCK Checking

Get identity and fraud monitoring as well as so many amazing features and services like telehealth and cell phone protection. Learn More About idLOCK

Best For: Maximum Benefits

Basic Checking

If you’re looking for an all-around easy account with no minimum balance and no monthly service fees, this is the checking account for you.

Best For: No Fee Checking

Fresh Start Checking

Our Fresh Start checking accounts are here to help those who need to rebuild and restore finances to good health.

Best For: Starting Fresh

Compare Checking Accounts:

Compare Checking Accounts
	idLOCK Plus	idLOCK Standard	Basic Checking	Fresh Start Checking	Fresh Start Basic
Minimum Balance to Open	$50	$50	$50	$50	$50
Monthly Fee	$8	$6 ($1 discount for ages 55+)	$0^*	$8.95	$8.95
Discount for Monthly Direct Deposit	n/a	n/a	n/a	$2	$2
Minimum Balance to Avoid Fee	$20,000	n/a	n/a	n/a	n/a
Unlimited Check Writing					n/a
Interest Paid	APY¹: 0.05% Interest Rate²: 0.05% Minimum to Earn APY¹: $25,000.00	n/a	n/a	n/a	n/a

*Basic Checking requires $3 monthly fee for paper statements.

¹ APY = Annual Percentage Yield.

² This is a variable rate account. The rate may change after the account is opened. Fees may reduce earnings.

Why Open a Checking Account With JVB?

Our team of local experts take the time to understand your unique needs and goals, and we've designed our checking accounts and services to help you achieve them.

You can open an account online. It’s fast, easy, and secure.

Use our helpful switch kit to make the switch to JVB today.

Open an Account Online

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JVB Mobile App

Unlock Your Benefits - Download The JVB Mobile App Today

View balances, monitor activity, make payments and transfer funds, and more — all from your phone.

Simply download the JVB Mobile App.

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Banking For Kids & Teens

JVB accounts holders can get a free* subscription to Greenlight, a trusted banking app and debit card for kids and teens. The Greenlight app is a cool, hands-on way to teach kids how to earn, spend, and save wisely.

Parents and guardians will love to use it too. Parents set flexible controls to get real-time notifications of their kids' money activity.

Learn More Here

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Checking Account FAQs

Switching banks is easier than most people expect.

Our team can help you transfer direct deposits, automatic payments, and balances so the transition happens smoothly. Many customers are surprised how quickly they can move their everyday banking to JVB.

JVB uses multiple layers of security to help protect your account, including fraud monitoring tools, transaction alerts, and secure digital banking systems.

If something unusual appears on your account, our team will work quickly with you to review the activity and protect your funds.

Security & Fraud

You can deposit checks using mobile deposit through the JVB mobile banking app, allowing you to securely submit a check from your phone.

You can also make deposits at any JVB ATM or branch.

Locations & ATMS

Funds availability depends on the type of deposit and when it is received. In many cases, deposits become available within one business day.

If you ever have questions about a deposit, our team is happy to review it with you.

Some checking accounts have minimum balance requirements to avoid monthly service fees or to earn interest, while others do not. Our team can help you compare options and choose the account that best fits your banking needs.

Checks can be ordered through Customer Care via call or secure chat or by contacting your local JVB Branch.

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Checking Accounts

Manage Your Money With Ease, Your Way