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Loan Rates

The following rates are available 05/04/2026. Rates are subject to change daily. Additional rates and terms may apply.
For today's rates, please contact Customer Service at 1-855-582-5101 or your favorite JVB office.

Automobile and Other Titled Vehicle Loans

Comparison table of Vehicle Loans
Minimum Loan Amount APR*
as low as
Interest Rate
as low as
Monthly Payment per $1,000
36 Months $2500 5.99% 5.99% $30.42
48 Months $5000 5.99% 5.99% $23.48
60 Months $10000 6.99% 6.99% $19.80
72 Months $15000 7.99% 7.99% $17.53

The Annual Percentage Rate (APR) applies to a loan with a maximum loan-to-value (LTV) of 100% and a minimum FICO credit score of 700.

Your actual APR and interest rate may be higher than the rate shown. Your APR and interest rate will be based on the amount of credit requested, loan term and your creditworthiness. The lowest rate available assumes excellent credit history.

Fixed Rate Mortgages

Comparison table of Fixed Rate Mortgages
APR* Interest Rate Monthly Payment per $1,000 Estimated Closing Costs
30 Year Fixed 6.53% 6.49% $6.31 $6,005.00
20 Year Fixed 6.34% 6.29% $7.33 $5,990.00
15 Year Fixed 5.93% 5.89% $8.38 $5,960.00

Minimum loan amount = $30,000. Loan amounts less than $100,000 may be subject to a higher APR.

APR (Annual Percentage Rate), estimated monthly payments, and estimated closing costs calculated assuming a purchase mortgage loan amount of $175,000, 15 days of odd-days interest, a FICO score of at least 730, and 80% Loan-to-Value.

The above annual percentage rates (APRs) reflect zero point options. Check with your JVB lender as additional fee structures and APRs may be available.

Home Equity Installment Loans

Comparison table of Home Equity Installment Loans
APR*
as low as
Interest Rate
as low as
Monthly Payment per $1,000 Estimated Closing Costs
6-60 Months 5.74% 5.74% $19.21 $130.00
61-120 Months 6.24% 6.24% $11.22 $130.00
121-144 Months 6.75% 6.75% $10.15 $130.00
145-180 Months 6.85% 6.85% $8.90 $130.00

Minimum loan amount of $10,000.

The Annual Percentage Rate (APR) and Estimated monthly payments based on loan amount of $25,000, no odd day's interest. Credit scores, lien position, and Loan-to-Value may also affect APR. Your actual APR and interest rate may be higher than the rate shown. Your APR and interest rate will be based on the amount of credit requested, loan term and your creditworthiness. The lowest rate available assumes excellent credit history.

No Home Purchase Transactions

Monthly payments per $1,000 as published are based on the longest term in each term category (i.e. 60, 120, 144, and 180 months.)

Home Equity Line of Credit

Comparison table of Home Equity Line of Credit
APR* Interest Rate Monthly Payment per $1,000 Estimated Closing Costs
Premier 6.75% 6.75% $15.63 $130.00

Minimum loan amount = $10,000

The Annual Percentage Rate (APR) and estimated monthly payments calculated using minimum loan amount.

APR is a variable rate and may increase during the term of the agreement

No annual Fee

Minimum Line of Credit advance=$100.

*Annual Percentage Rate (APR), accurate as of publication date.

Loan rates, terms, and fees subject to credit approval.

Contact JVB Customer Care at 855-582-5101 or your local JVB office for further details. 

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